CubaCentral America & Caribbean · CU · CUP

Cuba

2 licensed entities supervised by the Superintendencia de Seguros (Ministerio de Finanzas y Precios).

Listed insurers
2
Insurance classes
2
Groups present
0
Illustrated collage of Cuba, inspired by Old Havana, Santiago de Cuba, Viñales Valley.
Cuba
INSURERS.GLOBAL / CUAn illustrated portrait · AI-created artwork

Reinsurance tax on foreign reinsurers

Latest available research by tax type. Treaty relief and transaction conditions can change the result.

  • Cuba: Rate not established — Not verified · reviewed 2026-10-06
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A sense of place

Beyond the numbers.

Heritage, places of work and the landscapes that connect them. Three selected references behind this artistic portrait.

Local names, languages & illustration notes

Selected local names and languages, with links to the references behind this artistic composition.

CubaCuba

Spanish
Cuba

Name reference: mledoze/countries · ODbL data · ODbL licence. Flag artwork: flag-icons · MIT.

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • State-owned / parastatal2 100%

Verification log

Partially verified - the two active insurers named by the Ministerio de Finanzas y Precios; the Superintendencia's registry of authorised entities is not published · Ministerio de Finanzas y Precios, "Superintendencia seguros", https://www.mfp.gob.cu/nosotros/seguros.php, retrieved 2026-09-26 (functions and DL 177; names no entities; says the Superintendencia keeps the registry of insurance entities); MFP, "Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL. S.A" (July 2021), https://www.mfp.gob.cu/noticia/673, retrieved 2026-09-26 — names ESEN and ESICUBA as the group's insurers; EcuRed, "Superintendencia de Seguros de Cuba", https://www.ecured.cu/Superintendencia_de_Seguros_de_Cuba, retrieved 2026-09-26 — names three direct insurers (ESICUBA, ESEN, Aseguradora del Turismo La Isla S.A.).

Two insurers. Aseguradora del Turismo La Isla S.A. is excluded: it operated from 1996 and was liquidated in 2003, with ESICUBA assuming its obligations (EcuRed / search sources). Intermar S.A., Asistur, Rado y Asociados and Conavana S.A. are auxiliary, assistance, consulting or appraisal entities, not insurers, and are excluded, as are brokers. No separate Cuban reinsurer was found; ESICUBA writes reinsurance. No private, cooperative or foreign insurer authorisation was found. Coverage likely complete for direct insurers, but no official register was retrieved.

Licensed insurers in Cuba

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CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Empresa de Seguros NacionalesState-owned
ESEN; created 22 December 1978 as Empresa del Seguro Estatal Nacional, renamed Empresa de Seguros Nacionales in 2004; life and property cover for individuals and legal entities, notably agricultural insurance; member of OSDE CAUDAL, S.A.
CCompositeGovernment of CubaState-owned / parastatalSSCPartial—
Seguros Internacionales de Cuba, S.A.State-owned
ESICUBA; founded 9 April 1963; all classes except life, motor and agricultural, plus reinsurance and bonding (EcuRed); EcuRed calls it an empresa mixta and gives the legal name as "Empresa de Seguros Internacionales de Cuba, S.A."; member of OSDE CAUDAL, S.A.
GGeneral (Non-life)Government of CubaState-owned / parastatalSSCPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

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