Lansing, MichiganPhoto creditAndrew Martin · CC BY 3.0 · Displayed with a responsive crop.Michigan State CapitolPhoto creditMojnsen · CC BY-SA 4.0 · Displayed with a responsive crop.Pictured Rocks National LakeshorePhoto creditHDORSE9 · CC BY 4.0 · Displayed with a responsive crop.
United States · Insurance market profile
The Michigan insurance market
Michigan has its own insurance supervisory authority, the Michigan Department of Insurance and Financial Services. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Lansing is the capital. A US state since 1837, Michigan is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Michigan domicile records, General (Non-life) is the largest recorded class, with 62 entities. This describes the composition of our listings, not premium market share.
Domiciled entities listed
138
Recorded business classes
4
Named groups in listings
0
Partial directory coverage. These counts are not the total number of insurers licensed in Michigan.
AI-generated editorial illustration · Conceptual civic scene, not an official building
Appointed office
Director
Michigan Department of Insurance and Financial Services
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Michigan. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
“DIFS Market Regulation proactively monitors the business practices of insurance licensees operating in Michigan to ensure fair treatment of Michigan consumers.”
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Michigan.
Michigan: key facts & market trends
Reporting year 2024 · NAIC state report card
National rank for total premium: 11.
National rank for health premium: 8.
The NAIC counted 1,589 licensed insurers across domestic and foreign categories.
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
NAIC 41840; TDI licence 94553; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1991/04/08; Registered as ALLMERICA FINANCIAL BENEFIT INS COMPANY
NAIC 11800; TDI licence 96446; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2010/07/22; Registered as FOREMOST PROPERTY & CASUALTY INSURANCE CO
NAIC 38601; TDI licence 93752; domicile MI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/10/30; Registered as MIC PROPERTY & CASUALTY INS CORPORATION
NAIC 65838; TDI licence 93406; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1978/10/30; Registered as JOHN HANCOCK LIFE INS COMPANY (USA)
NAIC 80926; TDI licence 66420; domicile MI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1977/04/01; Registered as SUN LIFE AND HEALTH INSURANCE COMPANY (US)
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Align Senior Care MI, LLC); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: LH-STK (Life and Health - Stock Companies); Name expanded from the abbreviated form the register prints (Alliance Health and Life Ins Co); Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
NAIC 10984; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Asure Worldwide Ins Co); Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Atain Specialty Ins Co); Ownership not researched
NAIC 21210; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: PC-RECIP (Property and Casualty - Reciprocal Exchanges); Name expanded from the abbreviated form the register prints (Auto Club Ins Assn); Ownership not researched
NAIC 11983; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
NAIC 18988; domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
NAIC 61190; domicile MI; category: LH-STK (Life and Health - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Blue Care Network Of MI); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: LH-MUT (Life and Health - Mutual Companies); Name expanded from the abbreviated form the register prints (Blue Cross Blue Shield of Mich Mutual Ins Co); Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Blue Cross Complete of MI LLC); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Bristol West Preferred Ins Co); Ownership not researched
domicile MI; category: LH-STK (Life and Health - Stock Companies); Name expanded from the abbreviated form the register prints (Brooke Life Ins Co); Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMDI (Health, Medical, Dental Indemnity); Name expanded from the abbreviated form the register prints (Delta Dental Plan Of MI); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Farm Bureau General Ins Co Of MI); Ownership not researched
domicile MI; category: LH-STK (Life and Health - Stock Companies); Name expanded from the abbreviated form the register prints (Farm Bureau Life Ins Co Of MI); Ownership not researched
NAIC 21555; domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Name expanded from the abbreviated form the register prints (Farmers & Merchants Mutual Fire Ins); Ownership not researched
domicile MI; category: PC-FARM (Property and Casualty - Farm Mutuals); Name expanded from the abbreviated form the register prints (Farmers Mut Fire Ins Co of Huron, Sanilac,Tus); Ownership not researched
domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Name expanded from the abbreviated form the register prints (Farmers Mutual Ins Co of MI); Ownership not researched
NAIC 43699; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: AFDS-P (Alternative Financing and Delivery Systems); Name expanded from the abbreviated form the register prints (First Commonwealth Ltd Health Serv Corp of MI); Ownership not researched
NAIC 10985; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Founders Ins Co of MI); Ownership not researched
NAIC 13994; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Fremont Ins Co); Ownership not researched
NAIC 56154; domicile MI; category: FRAT (Fraternals); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Name expanded from the abbreviated form the register prints (Great Lakes Mutual Ins Co); Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Health Alliance Plan Of MI); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
NAIC 26638; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
NAIC 10998; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (iQUE Ins Co); Ownership not researched
NAIC 66753; domicile MI; category: LH-STK (Life and Health - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Longevity Health Plan of MI Inc); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Name expanded from the abbreviated form the register prints (Manufacturing Technology Mutual Ins Co); Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
NAIC 16101; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Meemic Ins Co); Ownership not researched
NAIC 21229; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Meridian Health Plan of MI, Inc); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (MI Ins Co); Ownership not researched
NAIC 14508; domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
NAIC 31429; domicile MI; category: PC-RECIP (Property and Casualty - Reciprocal Exchanges); Name expanded from the abbreviated form the register prints (MI Professional Ins Exchange); Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Molina HealthCare Of MI, Inc); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Name expanded from the abbreviated form the register prints (Northern Mutual Ins Co); Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Paramount Care Of MI, Inc); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
NAIC 60099; domicile MI; category: LH-STK (Life and Health - Stock Companies); Legal name taken by NAIC code from another regulator register (the NAIC-hosted SBS lookup or the TDI authorized-company report), because this state list abbreviates names; Ownership not researched
domicile MI; category: PC-MUT (Property and Casualty - Mutual Companies); Name expanded from the abbreviated form the register prints (Pioneer State Mutual Ins Co); Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations) / LH-STK (Life and Health - Stock Companies); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Progressive Marathon Ins Co); Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Progressive Michigan Ins Co); Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Retailers Ins Co); Ownership not researched
domicile MI; category: PC-FARM (Property and Casualty - Farm Mutuals); Name expanded from the abbreviated form the register prints (Sebewaing Mutual Fire Ins Co Of Huron); Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Southern-Owners Ins Co); Ownership not researched
domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Triassic Ins Co); Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Name expanded from the abbreviated form the register prints (Trinity Health Plan of MI Inc); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: LH-STK (Life and Health - Stock Companies); Name expanded from the abbreviated form the register prints (University of Michigan Health Ins Co); Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-NP (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
NAIC 15407; domicile MI; category: PC-STK (Property and Casualty - Stock Companies); Name expanded from the abbreviated form the register prints (Wolverine Ins Co); Ownership not researched
domicile MI; category: HMO-P (Health Maintenance Organizations); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
domicile MI; category: Michigan Domestic Captive Insurance Company; Name expanded from the abbreviated form the register prints (ClearWater Insurance Co.); Ownership type inferred from name; parent not researched
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer.How the index works
An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.
To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search
Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.