About
A register of registers
Insurers Global collects, in one place and one format, the licensed insurance companies that each national supervisor publishes separately. It is researched, verified and provided free of charge by KAFS North America, and published openly so that people and software can rely on a single, citable source.
Provided by
KAFS North America
This service is provided free of charge by KAFS North America, Kenbright Actuarial and Financial Services North America Inc., the North American arm of the Kenbright group of actuarial, insurance and financial-services consultancies. Insurers Global reflects KAFS North America’s view that a reliable, open register of who is licensed to insure is public infrastructure, and that it should be available to people and to AI systems alike without paywalls or sign-ups.
Kenbright Actuarial and Financial Services North America Inc.1100 15th St NW
Washington, DC 20005, United States
www.kenbright.ai/
Incorporated in the District of Columbia, United States (DC file no. US-DC-CO072602129).
What is in the directory
The current release covers North America: 3,395 licensed insurers, reinsurers, takaful operators, microinsurers and specialist carriers across 5 countries, 31 multi-country groups, and the supervisory authority for every market. Each entity is recorded with its class of business, parent group, ownership type, regulator, local currency and the basis on which it was sourced.
- North America: 3,395 entities in 5 markets, verified 2026-09-08. The United States from the Texas licence exports and the Vermont captive register, Canada from the OSFI register, Mexico from the AMIS directory and Bermuda’s ABIR commercial reinsurers; selected Central American and Caribbean groups are compiled from market knowledge and flagged as such.
The United States has no national register: insurers are licensed state by state. The rows here are the carriers licensed by the Texas Department of Insurance (authorised insurers of every company type, foreign risk retention groups, registered reinsurers and eligible Lloyd’s syndicates, each with its NAIC code, domicile and licence date), which stands in for the national admitted market because Texas licenses nearly every carrier of size, plus the complete Vermont captive register. Other state registers were not fetched, so the United States carries a partial badge. Vermont names its captives but not their type, which is inferred from the name and marked as such (classBasis). Canada is the OSFI register of federally regulated insurers (provincially incorporated insurers are not itemised), Mexico the AMIS member directory with CNSF-padrón surety and credit insurers, and Bermuda the ABIR commercial (re)insurers, so its captives are not itemised. Selected Central American and Caribbean groups are compiled from market knowledge and combined as one market.
How entities are verified
Wherever a supervisor publishes a full register, every row for that country is checked against it. Closed, revoked or unlicensed entities are removed and omissions added. The verification loops for this release ran on 2026-09-08 (North America). Each country page carries one of three badges, and every insurer inherits its country’s badge:
- Verified against regulator register2 countries. Checked line by line against the supervisor’s complete published register.
- Partially verified2 countries. Checked against a regulator list, gazette extract or member register that may be incomplete.
- Compiled from market knowledge1 countries. Compiled from market knowledge and public sources; not yet reconciled with the regulator. Verify before relying on it.
The register source used for each country is shown on its page and in the regulators endpoint. Regulatory events that changed the register in 2026, such as recapitalisation deadlines or licence revocations, are recorded as market notes on the affected country pages.
Ownership marks
Two ownership situations are marked wherever an insurer or group is listed, in tables, on entity pages and on the home page, so they can be seen at a glance:
- State-owned / parastatal10 insurers and 0 groups are recorded with ownership code SO: owned wholly or partly by a national government or parastatal, as the source register or workbook states. The mark records ownership, which is what the sources hold. It does not by itself mean that a government guarantees the insurer’s policyholder liabilities; some state insurers carry a statutory guarantee, most are ordinary limited companies. Check the founding statute or the regulator before relying on state backing.
- Internationally Active Insurance GroupEntities controlled by an Internationally Active Insurance Group in the IAIS register carry the globe mark, with the group-wide supervisor named on the entity page.
What the directory is not
It is not a licence certificate and does not confirm that an entity is currently authorised to transact business. Supervisors update registers continuously; always confirm on the regulator’s own website, linked from every country page, before relying on an entry for a regulated purpose.
Licence and attribution
The directory data is licensed under Creative Commons Attribution 4.0. You may copy, redistribute and adapt it, including commercially, provided you credit “KAFS North America, insurers.global” and link back. The website code is MIT licensed and available on GitHub. Country boundaries are from Natural Earth (public domain).
Machine access
Everything on this site is available as JSON through a static, CORS-enabled API, and every page registers WebMCP tools for agent-aware browsers. See the guide for AI agents.
Corrections and additions
If an entity is missing, misclassified or no longer licensed, open an issue or pull request on GitHub, or contact KAFS North America. Corrections are applied to the source workbook and flow through to the site and API on the next release. Dataset version: 2026-09-08+91e10051a623.