United States · Insurance market

Northern Mariana Islands

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Northern Mariana Islands
Status
Territory
Capital
Saipan

Insurance regulator

CNMI Department of Commerce, Office of the Insurance Commissioner

Chief insurance official
Secretary of Commerce and Insurance Commissioner · appointed
Official website
commerce.gov.mp
Visit the regulator’s website
Capitol Hill, Saipan — Northern Mariana Islands
Capitol Hill, Saipan
Photo creditGage Skidmore from Surprise, AZ, United States of America · CC BY-SA 4.0 · Displayed with a responsive crop.
American Memorial Park — Northern Mariana Islands
American Memorial Park
Photo creditAbasaa · Public domain · Displayed with a responsive crop.
Saipan, Northern Mariana Islands — Northern Mariana Islands
Saipan, Northern Mariana Islands
Photo creditMICHAELeDILLEY · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Northern Mariana Islands insurance market

Northern Mariana Islands has its own insurance supervisory authority, the CNMI Department of Commerce, Office of the Insurance Commissioner. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Saipan is the capital. The Northern Mariana Islands jurisdiction is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Northern Mariana Islands domicile records, General (Non-life) is the largest recorded class, with 12 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
12
Recorded business classes
1
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Northern Mariana Islands.

Northern Mariana Islands
Northern Mariana Islands · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

CNMI Department of Commerce, Office of the Insurance Commissioner

Explore the secretary of commerce and insurance commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Secretary of Commerce and Insurance Commissioner

CNMI Department of Commerce, Office of the Insurance Commissioner

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Northern Mariana Islands. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

Remedio C. Mafnas

Secretary of Commerce and Insurance Commissioner. Confirmed on 8 August 2024; term concurrent with the current governor. NAIC Western Zone.

NAIC biography ↗

Mailing address
P.O. Box 5795 CHRB, Saipan, MP 96950, United States
Telephone
+1 670 664-3000
Email
info@commerce.gov.mp
Fax
+1 670 664-3067
Office hours
7:30 a.m.–4:00 p.m., Monday–Friday; closed holidays (Saipan local time)

Licensing and department contacts

Source: NAIC department directory, supplied profile reviewed 2026-09-29. Contact details can change.

Northern Marianas Insurance Association

Local insurers & insurance agencies

These association member listings provide local insurance contacts, including insurers and their representatives. Association membership does not establish current licensing or domicile. Check licence status with the Office of the Insurance Commissioner.

Source: Association member contact directory ↗. Transcribed from the supplied PDF printed on 29 September 2026; reviewed 2026-09-29. These listings are separate from the domiciled insurer count.

Association-listed · licence not verified

Pacific Indemnity Insurance Co.

Local representative: Associated Insurance Underwriters, Inc.

Contact: Rita Cabrera

The market in focus

“…a Certificate of Authority must first be approved and issued by the Office of Insurance Commissioner.”

CNMI Department of Commerce · Insurance Commissioner’s Welcome ↗

AI-generated editorial illustration

NAIC research for Northern Mariana Islands

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Northern Mariana Islands.

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Reinsurance tax on foreign reinsurers

Latest available research by tax type. Treaty relief and transaction conditions can change the result.

Federal foreign-reinsurance excise is separate from state treatment. View the US federal finding and exemptions.

Compare jurisdictions, sources and history →

Insurers domiciled in Northern Mariana Islands

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Century Insurance Company, Limited
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability, General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Commodore Insurance Corporation
domicile MP; principal office Saipan; category: Domestic Insurer (lines: General Casualty & Marine (Offshore Surety)); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Equitable Insurance Company, Inc.
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability, General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
First Home Insurance Company, Inc.
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Surety); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
First Pacific Transnational Insurance Company
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability, General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Global Insurance, Inc.
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Surety); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Island Insurance & Surety Corporation
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability & Surety); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Marianas Insurance Company, Ltd.
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability, General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Marianas Prudential Insurance Corporation
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Property & Surety); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Pacific Basin Insurance Company
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability, General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Royal Crown Insurance Corporation
domicile MP; principal office Saipan; category: Domestic Insurer (lines: Disability, General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Vizion Insurance Company, Ltd.
domicile MP; principal office Saipan; category: Domestic Insurer (lines: General Casualty, Marine, Property, Surety & Vehicle); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.