United States · Insurance market

Georgia

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Georgia
Status
State
Capital
Atlanta
Admitted to the Union
1788
Nickname
Peach State
Motto
Wisdom, Justice, Moderation

Insurance regulator

Office of the Commissioner of Insurance and Safety Fire

Chief insurance official
Commissioner · elected by voters
Official website
oci.georgia.gov
Visit the regulator’s website
Atlanta — Georgia
Atlanta
Photo creditAtlChampion · CC BY-SA 4.0 · Displayed with a responsive crop.
Georgia State Capitol — Georgia
Georgia State Capitol
Photo creditDXR · CC BY-SA 4.0 · Displayed with a responsive crop.
Savannah, Georgia — Georgia
Savannah, Georgia
Photo creditBigdaverhuberg · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Georgia insurance market

Georgia has its own insurance supervisory authority, the Office of the Commissioner of Insurance and Safety Fire. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Atlanta is the capital. A US state since 1788, Georgia is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Georgia domicile records, Captive / Risk retention group is the largest recorded class, with 22 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
50
Recorded business classes
4
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Georgia.

Georgia
Georgia · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Office of the Commissioner of Insurance and Safety Fire

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Elected office

Commissioner

Office of the Commissioner of Insurance and Safety Fire

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Georgia. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“A stable insurance market doesn’t happen by accident.”

Georgia Insurance and Safety Fire Commissioner John F. King · Auto Rate Reductions · February 18, 2026 ↗

AI-generated editorial illustration

NAIC research for Georgia

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Georgia.

Georgia: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 10.
  • National rank for life, accident, and health premium: 10.
  • The NAIC counted 1,815 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Georgia NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Reinsurance tax on foreign reinsurers

Latest available research by tax type. Treaty relief and transaction conditions can change the result.

Federal foreign-reinsurance excise is separate from state treatment. View the US federal finding and exemptions.

Compare jurisdictions, sources and history →

Insurers domiciled in Georgia

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Insurance Company of the South
NAIC 11162; TDI licence 13765983; domicile GA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2019/06/30
GGeneral (Non-life)NAIC group 4672Domestic privateNAIC / state DOIsVerified—
MAG Mutual Insurance Company
NAIC 42617; TDI licence 13765638; domicile GA (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 2017/09/28
GGeneral (Non-life)NAIC group 0413Mutual / cooperativeNAIC / state DOIsVerified75 Confidence: Low
ATLANTA LIFE INSURANCE COMPANY
NAIC 61093; TDI licence 6600; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1924/01/01
LLifeNAIC group 5094Domestic privateNAIC / state DOIsVerified—
Atlantic Capital Life Assurance Company
NAIC 17393; TDI licence 13766673; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2023/06/02
LLifeNAIC group 0587Domestic privateNAIC / state DOIsVerified91 Confidence: Low
Bankers Fidelity Assurance Company
NAIC 71919; TDI licence 93786; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1981/12/31
LLifeNAIC group 0587Domestic privateNAIC / state DOIsVerified—
Bankers Fidelity Life Insurance Company
NAIC 61239; TDI licence 7700; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1978/04/19
LLifeNAIC group 0587Domestic privateNAIC / state DOIsVerified92 Confidence: Low
Life of the South Insurance Company
NAIC 97691; TDI licence 95942; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2004/09/15
LLifeNAIC group 4672Domestic privateNAIC / state DOIsVerified—
MUNICH AMERICAN REASSURANCE COMPANY
NAIC 66346; TDI licence 56880; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1963/04/19
LLifeNAIC group 0361Domestic privateNAIC / state DOIsVerified90 Confidence: Low
Munich Re US Life Corporation
NAIC 69604; TDI licence 94204; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1993/07/26
LLifeNAIC group 0361Domestic privateNAIC / state DOIsVerified—
Senior Life Insurance Company
NAIC 78662; TDI licence 95692; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2002/04/04
LLifeNAIC group 4955Domestic privateNAIC / state DOIsVerified—
State Mutual Insurance Company
NAIC 69132; TDI licence 5189; domicile GA (foreign to Texas); type: Life, Accident or Health; structure: Mutual; licensed 1988/04/07
LLifeNo NAIC group code providedMutual / cooperativeNAIC / state DOIsVerified84 Confidence: Low
Anchor Indemnity, LLC
domicile GA; principal office South Burlington; Georgia licence OCI ORGID 212219; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Arvada Insurance Company, Inc.
domicile GA; principal office Lakewood; Georgia licence OCI ORGID 187145; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Assurant Captive Insurance Company
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 190488; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Bailsurance, Inc.
domicile GA; principal office Marietta; Georgia licence OCI ORGID 224250; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Blue Marble Insurance, Inc.
domicile GA; principal office Charleston; Georgia licence OCI ORGID 238059; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Builders Insurance (an Association Captive Company)
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 108086; association; category: Association Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Comptrust Agc Mutual Captive Insurance Company
domicile GA; principal office Kennesaw; Georgia licence OCI ORGID 121991; association; category: Association Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
General American Insurance Company
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 214371; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Georgia Municipal Captive Insurance Company
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 149282; association; category: Association Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Georgia Police Benevolent Legal Benefit Assurance, Inc.
domicile GA; principal office Marietta; Georgia licence OCI ORGID 215381; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Health Care Mutual Captive Insurance Company
domicile GA; principal office Lawrenceville; Georgia licence OCI ORGID 108286; association; category: Association Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Healthcare Professional Insurance, Inc.
domicile GA; principal office Alpharetta; Georgia licence OCI ORGID 244154; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Highland Park Insurance Company
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 243641; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Legacy Insurance Group, Inc.
domicile GA; principal office Charleston; Georgia licence OCI ORGID 229863; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Legacy Reinsurance LLC
domicile GA; principal office Dallas; Georgia licence OCI ORGID 244185; sponsored captive (core); category: Sponsored Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Oakwood Risk Insurance Company LLC
domicile GA; principal office Oakwood; Georgia licence OCI ORGID 242422; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Red Phone Insurance Company, LLC
domicile GA; principal office Charleston; Georgia licence OCI ORGID 240065; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Rivoli Mutual Insurance Company, Ltd.
domicile GA; principal office Marietta; Georgia licence OCI ORGID 202991; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Sapphire Insurance Company, LLC
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 225324; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
United Business Insurance Company (a Mutual Captive)
domicile GA; principal office Marietta; Georgia licence OCI ORGID 107167; association; category: Association Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
United Group Captive Insurance Company
domicile GA; principal office Atlanta; Georgia licence OCI ORGID 107195; association; category: Association Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
World Class Investments Re, LLC
domicile GA; principal office Charleston; Georgia licence OCI ORGID 234640; pure; category: Pure Captive; Ownership type inferred from name; parent not researched
KCaptive / Risk retention groupParent not named in registerCorporate parent (captive)NAIC / state DOIsVerified—
Alliant Health Plans, Inc.
NAIC 11256; domicile GA; principal office Dalton; category: Non-Profit / HEALTH CARE CORP O.C.G.A. 33-20 AND GA INSURANCE REG 120-2-75.; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
Farmers Fire Insurance Company of Morgan County
NAIC 02655; domicile GA; principal office Madison; category: County Mutual / FARMER'S MUTUAL FIRE INSURANCE O.C.G.A. 33-3-16, CONTIG CNTY; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsVerified—
Farmers Mutual Fire Insurance Company of Bronwood
NAIC 02695; domicile GA; principal office Dawson; category: County Mutual / FARMER'S MUTUAL FIRE INSURANCE O.C.G.A. 33-3-16, CONTIG CNTY; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsVerified—
Georgia Underwriting Association
domicile GA; principal office Suwanee; category: Joint Underwriting Association; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsVerified—
Mutual Mennonite Union Aid of Georgia
NAIC 05495; domicile GA; principal office Louisville; category: County Mutual / FARMER'S MUTUAL FIRE INSURANCE O.C.G.A. 33-3-16, CONTIG CNTY; Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsVerified—
Ambetter of Peach State Inc.
NAIC 15729; domicile GA; principal office Atlanta; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
American Safety Insurance Company
NAIC 33103; domicile GA; principal office Atlanta; category: Property and Casualty / PROPERTY; MARINE AND TRANS; CASUALTY (EXCL WORKERS' COMP); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsVerified—
Caresource Georgia Co.
NAIC 15710; domicile GA; principal office Atlanta; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
Delta Life Insurance Company
NAIC 62650; domicile GA; principal office Atlanta; category: Life / LIFE, ACCIDENT, AND SICKNESS; Ownership not researched
LLifeParent not named in registerDomestic privateNAIC / state DOIsVerified—
Frandisco Life Insurance Company
NAIC 89079; domicile GA; principal office Toccoa; category: Life / LIFE, ACCIDENT, AND SICKNESS; Ownership not researched
LLifeParent not named in registerDomestic privateNAIC / state DOIsVerified—
Kaiser Foundation Health Plan of Georgia, Inc.
NAIC 96237; domicile GA; principal office Atlanta; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
Navicent Healthplan, Inc.
NAIC 14692; domicile GA; principal office Macon; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
Peach State Health Plan, Inc.
NAIC 12315; domicile GA; principal office Atlanta; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
Riviera Insurance Company
NAIC 60236; domicile GA; principal office Norcross; category: Life / LIFE, ACCIDENT, AND SICKNESS; Ownership not researched
LLifeParent not named in registerDomestic privateNAIC / state DOIsVerified—
Serventy Insurance Company, Inc.
NAIC 17055; domicile GA; principal office Dalton; category: Life / LIFE, ACCIDENT, AND SICKNESS; Ownership not researched
LLifeParent not named in registerDomestic privateNAIC / state DOIsVerified—
Unitedhealthcare of Georgia, Inc.
NAIC 95850; domicile GA; principal office Atlanta; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—
Wellstar Health Plan, Inc.
NAIC 15009; domicile GA; principal office Marietta; category: Health Maintenance Org / HEALTH MAINTENANCE ORGANIZATION; Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.