United States · Insurance market

Maryland

Explore the people, places and insurance market.

AI-generated editorial illustration
Flag of Maryland
Status
State
Capital
Annapolis
Admitted to the Union
1788
Nickname
Old Line State
Motto
Fatti maschii, parole femine

Insurance regulator

Maryland Insurance Administration

Chief insurance official
Commissioner · appointed
Official website
insurance.maryland.gov
Visit the regulator’s website
Annapolis, Maryland — Maryland
Annapolis, Maryland
Photo creditFlickr user: high limitzz https://www.flickr.com/people/highlimitstudio/ · CC BY 2.0 · Displayed with a responsive crop.
Maryland State House — Maryland
Maryland State House
Photo creditMartin Falbisoner · CC BY-SA 3.0 · Displayed with a responsive crop.
Baltimore — Maryland
Baltimore
Photo creditMatthew Binebrink · CC BY-SA 4.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Maryland insurance market

Maryland has its own insurance supervisory authority, the Maryland Insurance Administration. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Annapolis is the capital. A US state since 1788, Maryland is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Maryland domicile records, Health / Medical is the largest recorded class, with 18 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
40
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Maryland.

Maryland
Maryland · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Maryland Insurance Administration

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Maryland Insurance Administration

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Maryland. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The number of policies enrolled in a telematics program increased by about 45% from 2021 to 2023.”

Maryland Insurance Administration · Telematics survey findings · July 3, 2025 ↗

AI-generated editorial illustration

NAIC research for Maryland

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Maryland.

Maryland: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for title premium: 17.
  • National rank for health premium: 24.
  • The NAIC counted 1,641 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Maryland NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Reinsurance tax on foreign reinsurers

Latest available research by tax type. Treaty relief and transaction conditions can change the result.

Federal foreign-reinsurance excise is separate from state treatment. View the US federal finding and exemptions.

Compare jurisdictions, sources and history →

Insurers domiciled in Maryland

Scroll horizontally to compare columns.

CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Assured Guaranty Inc.NYSE: AGO
NAIC 30180; TDI licence 95649; domicile MD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2001/11/06
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial—
Atradius Trade Credit Insurance, Inc.
NAIC 25422; TDI licence 94411; domicile MD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1994/11/17
GGeneral (Non-life)No NAIC group code providedDomestic privateNAIC / state DOIsPartial92 Confidence: Low
Avemco Insurance Company
NAIC 10367; TDI licence 7320; domicile MD (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1963/08/30
GGeneral (Non-life)NAIC group 3098Domestic privateNAIC / state DOIsPartial—
Euler Hermes North America Insurance Company
NAIC 20516; TDI licence 96108; domicile MD (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2006/12/04
GGeneral (Non-life)NAIC group 0761Domestic privateNAIC / state DOIsPartial—
Baltimore Life Insurance Company, The
NAIC 61212; TDI licence 5543; domicile MD (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1991/02/15
LLifeNo NAIC group code providedDomestic privateNAIC / state DOIsPartial—
BANNER LIFE INSURANCE COMPANY
NAIC 94250; TDI licence 93897; domicile MD (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/08/31
LLifeNAIC group 1348Domestic privateNAIC / state DOIsPartial—
CareFirst Diversified Benefits
NAIC 60113; TDI licence 13765745; domicile MD (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2018/05/10; Registered as First Care, Inc.
LLifeNAIC group 0380Domestic privateNAIC / state DOIsPartial—
MAMSI LIFE AND HEALTH INSURANCE COMPANY
NAIC 60321; TDI licence 2120; domicile MD (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1964/07/13
LLifeNAIC group 0707Domestic privateNAIC / state DOIsPartial60 Confidence: Low
Union Labor Life Insurance Company, The
NAIC 69744; TDI licence 85130; domicile MD (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1963/04/24
LLifeNAIC group 0781Domestic privateNAIC / state DOIsPartial—
UNITED STATES SURETY COMPANY
Reinsurer-Accredited in Texas; registered 2025/11/12; domicile HUNT VALLEY, MD; domicile MD; NAIC 10656
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
1842 Insurance Company
NAIC 16862; domicile MD; principal office Bel Air; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Agency Insurance Company of Maryland, Inc.
NAIC 35173; domicile MD; principal office Hanover; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Alterwood Advantage, Inc.
NAIC 17033; domicile MD; principal office Timonium; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Atlantic Bonding Company Inc.
NAIC 41114; domicile MD; principal office Pikesville; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Baltimore Equitable Society, The
NAIC 16039; domicile MD; principal office Baltimore; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Bravo Health Mid-Atlantic, Inc.
NAIC 10095; domicile MD; principal office Lutherville; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Brethren Mutual Insurance Company
NAIC 13501; domicile MD; principal office Hagerstown; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
CareFirst Advantage DSNP, Inc
NAIC 15528; domicile MD; principal office Baltimore; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
CareFirst Advantage PPO, Inc.
NAIC 16971; domicile MD; principal office Owings Mills; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Carefirst of Maryland, Inc.
NAIC 47058; domicile MD; principal office Owings Mills; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Chesapeake Employers' Insurance Company
NAIC 11039; domicile MD; principal office Towson; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
CIGNA Dental Health of Maryland, Inc.
NAIC 48119; domicile MD; principal office Sunrise; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
ClearPath Insurance Company
NAIC 16273; domicile MD; principal office Louisville; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Dental Network, Inc., The
NAIC 13130; domicile MD; principal office Owings Mills; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Firstline Insurance Company
NAIC 40100; domicile MD; principal office Bel Air; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Frederick Mutual Insurance Company
NAIC 14753; domicile MD; principal office Frederick; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Harford Mutual Insurance Company
NAIC 14141; domicile MD; principal office Bel Air; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Hopkins Health Advantage, Inc.
NAIC 15700; domicile MD; principal office Hanover; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
ISNP Ventures, LLC
NAIC 16554; domicile MD; principal office Pasadena; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.
NAIC 95639; domicile MD; principal office Hyattsville; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Liberty Dental Plan of Maryland, Inc.
NAIC 17348; domicile MD; principal office Tustin; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
MD-Individual Practice Association, Inc.
NAIC 96310; domicile MD; principal office Minnetonka; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Medical Mutual Liability Insurance Society of Maryland
NAIC 32328; domicile MD; principal office Hunt Valley; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
MedStar Family Choice, Inc.
NAIC 14227; domicile MD; principal office Baltimore; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Optimum Choice, Inc.
NAIC 96940; domicile MD; principal office Minneapolis; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Professionals Advocate Insurance Company
NAIC 29017; domicile MD; principal office Hunt Valley; category: Blank filed: P&C (MIA Annual Report FY2025, Appendix 1 compilation); Ownership not researched
GGeneral (Non-life)Parent not named in registerDomestic privateNAIC / state DOIsPartial—
Provider Partners Health Plan, Inc.
NAIC 15719; domicile MD; principal office Columbia; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
United Concordia Dental Plans, Inc.
NAIC 95253; domicile MD; principal office Camp Hill; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
UnitedHealthcare of the Mid-Atlantic, Inc.
NAIC 95025; domicile MD; principal office Columbia; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—
Wellpoint Maryland, Inc.
NAIC 95832; domicile MD; principal office Norfolk; category: Blank filed: HEALTH (MIA Annual Report FY2025, Appendix 1 compilation); Health plan licensed under a separate statute, not on a general insurance licence; Ownership not researched
HHealth / MedicalParent not named in registerDomestic privateNAIC / state DOIsPartial—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

An insurer’s domicile is the state or territory where it is incorporated, and that jurisdiction’s regulator is its primary supervisor. Domicile here comes from the register rows: the Texas Department of Insurance register records each company’s state of domicile, and a captive on the Vermont captive register is domiciled in Vermont. A state’s list is therefore the insurers in this directory that call it home, not its regulator’s own register of every insurer it licenses.

To see where a company is licensed, use the NAIC’s national search, which covers every state: NAIC Consumer Insurance Search

Regulator details, nicknames and mottos were checked against the regulators’ own sites and public references on 23 Sept 2026. Flags are public-domain artwork. This is reference information, not register data.