Licensed list · North America · Central America & Caribbean · BS
Licensed insurance companies in the Bahamas (2026)
VerifiedVerified against the ICB register, checked 8 Sept 2026.
The 46 insurance companies licensed in the Bahamas in 2026, as recorded by the Insurance Commission of The Bahamas (ICB), with the class of business and ownership each one is registered under.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
Licensed insurers in the Bahamas
Showing 25 of 46 entities. The full, filterable table is on the country page; every row is in the JSON below.
Regulatory intelligence: the Bahamas
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- Insurance Commission of The Bahamas ICB
- Regime
- Insurance Act 2005 (Ch. 347) for domestic insurers; External Insurance Act (Ch. 348) for external insurers; Insurance Commission of The Bahamas supervision
- Register source
- Insurance Commission of The Bahamas, Regulated Entities > Insurers (https://www.icb.gov.bs/regulated-entities/insurers/), four licensee-register PDFs retrieved 2026-09-26: (1) Registered General Insurance Companies (other than Life), Insurance Act Ch. 347, as at 31 August 2026 — 18 companies; (2) Registered Long-Term Insurance Companies (Life & Health), Insurance Act Ch. 347, as at 31 August 2026 — 11 companies; (3) External Insurance Companies, External Insurance Act Ch. 348, as at 31 July 2026 — 17 companies; (4) Association of Underwriters, Insurance Act Ch. 347, as at 31 August 2026 — 1 (Lloyd's of London). The registers state no totals; counts are rows counted.
- Verification
- Verified against the regulator register · Insurance Commission of The Bahamas, Regulated Entities > Insurers (https://www.icb.gov.bs/regulated-entities/insurers/), four licensee-register PDFs retrieved 2026-09-26: (1) Registered General Insurance Companies (other than Life), Insurance Act Ch. 347, as at 31 August 2026 — 18 companies; (2) Registered Long-Term Insurance Companies (Life & Health), Insurance Act Ch. 347, as at 31 August 2026 — 11 companies; (3) External Insurance Companies, External Insurance Act Ch. 348, as at 31 July 2026 — 17 companies; (4) Association of Underwriters, Insurance Act Ch. 347, as at 31 August 2026 — 1 (Lloyd's of London). The registers state no totals; counts are rows counted.
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Insurance Act 2005 (Chapter 347) · Institutional and insurance framework
Domestic long-term and general insurers, and the Association of Underwriters.
- External Insurance Act (Chapter 348) · Insurance framework
External insurers writing business outside The Bahamas, including restricted and segregated accounts companies.
Verification log
47 register rows reconcile to 46 entities: American Insurance Company of the Caribbean Ltd. appears on both the domestic general register and the external register (spelled "AMERICAN INSURANCE COMPANY OF THE CARRIBEAN", restricted captive general insurer, same principal representative), so it is one row here with the dual registration noted. External-register names are kept in the register's upper case. Branches, run-off status and former names are carried in notes as the register states them. Registered external intermediaries (a separate PDF) and domestic intermediaries are excluded. Parents marked "market knowledge" are not stated by the register; every other parent is "Parent not named in register". Class codes follow the register's split (general / long-term Life & Health / external restricted-captive vs unrestricted); title insurers are coded X and the medical insurer H on name, flagged in notes.
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://north-america.insurers.global/api/v1/countries/bahamas.json
curl -s https://north-america.insurers.global/api/v1/countries/bahamas/insurers/pages/1.json- MCP: connect
https://north-america.insurers.global/mcpand callget_country_summarywith{ "country": "bahamas" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+97f331e66662; every response carriesversion,verifiedandlicence.