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FSRA register: licensed insurers in Saint Lucia

VerifiedVerified against the FSRA register, checked 8 Sept 2026.

The FSRA register for Saint Lucia as the directory holds it: 53 licensed insurers with the identifiers the register carries, ready to export as JSON.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Corporate parent (captive)27 51%
  • Foreign multinational15 28%
  • Domestic private7 13%
  • Mutual / cooperative3 6%
  • Regional / multilateral1 2%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

FSRA register rows

All 53 entities.

InsurerClassRegister idLEIRegisteredWebsiteVerification
British American Insurance Company LtdLLife————Verified
CLICO International Life Insurance Company LimitedLLife————Verified
CUNA Caribbean Insurance OECS LimitedLLife————Verified
Demerara Mutual Life Assurance Society LtdLLife————Verified
GK Insurance (Eastern Caribbean) Limited (formerly EC Global Insurance Company Ltd)GGeneral (Non-life)————Verified
GK Life Insurance (Eastern Caribbean) LimitedLLife————Verified
Guardian General Insurance LimitedGGeneral (Non-life)————Verified
Guardian Life of the Caribbean LimitedLLife————Verified
Guyana & Trinidad Mutual Fire Insurance Company Ltd.GGeneral (Non-life)————Verified
Guyana & Trinidad Mutual Life Insurance Company Ltd.LLife————Verified
Island Heritage Insurance Company LimitedGGeneral (Non-life)————Verified
Lloyd's UnderwritersGGeneral (Non-life)————Verified
M&C General Insurance Company LtdGGeneral (Non-life)————Verified
Nagico (St. Lucia) LtdGGeneral (Non-life)————Verified
NAGICO Life Insurance (EC) LimitedLLife————Verified
Pan-American Life Insurance Company of the Eastern Caribbean, Ltd.LLife————Verified
Sagicor General Insurance Inc.GGeneral (Non-life)————Verified
Sagicor Life (Eastern Caribbean) Inc.LLife————Verified
The Beacon Insurance Company Ltd.CComposite————Verified
The New India Assurance Company (T&T) LtdGGeneral (Non-life)————Verified
Alqimi Group Insurance IC, Ltd.KCaptive / Risk retention group————Verified
Ansa Re LimitedKCaptive / Risk retention group————Verified
API Insurance Company Inc.KCaptive / Risk retention group————Verified
Atlantic United Insurance CompanyKCaptive / Risk retention group————Verified
BCRM IC, Ltd.KCaptive / Risk retention group————Verified
Beefish IC, LtdKCaptive / Risk retention group————Verified
Caribbean Alliance Insurance Co. Ltd.GGeneral (Non-life)————Verified
Caribbean Catastrophe Insurance Co. Inc. (formally Adams Insurance Company)KCaptive / Risk retention group————Verified
CDG Insurance Company LtdKCaptive / Risk retention group————Verified
Cell Insurance Group ICC, Inc.KCaptive / Risk retention group————Verified
CG United Insurance LtdGGeneral (Non-life)————Verified
CGI Consumers' Guarantee Insurance Company LimitedGGeneral (Non-life)————Verified
CMA International Cargo Risk IC, LtdKCaptive / Risk retention group————Verified
Crater Assurance, Ltd.KCaptive / Risk retention group————Verified
Creigler Island IC, Ltd.KCaptive / Risk retention group————Verified
Desert Sierra Property & Casualty IC, Ltd.KCaptive / Risk retention group————Verified
Eastern Caribbean Insurance LtdGGeneral (Non-life)————Verified
Fidelity Risk Management Co. Inc.KCaptive / Risk retention group————Verified
First General Insurance Limited (formerly Megabash Insurance Limited)KCaptive / Risk retention group————Verified
FRM IC, Ltd.KCaptive / Risk retention group————Verified
Indies Insurance Company Ltd.KCaptive / Risk retention group————Verified
ORM IC, Ltd.KCaptive / Risk retention group————Verified
Panacea Insurance Company Ltd.KCaptive / Risk retention group————Verified
Paxton Insurance Ltd.KCaptive / Risk retention group————Verified
Reliant Group and Casualty Insurance ICC, Ltd.KCaptive / Risk retention group————Verified
Reliant Re Insurance ICC, Inc.KCaptive / Risk retention group————Verified
Selrahc Mutual Assurity IC, LtdKCaptive / Risk retention group————Verified
SG Risk IC LtdKCaptive / Risk retention group————Verified
St. Lucia Motor & General Insurance Co. LtdGGeneral (Non-life)————Verified
Tatil Re LimitedKCaptive / Risk retention group————Verified
The Fiduciary Insurance Company LimitedKCaptive / Risk retention group————Verified
West Indies General Insurance Co. Ltd.GGeneral (Non-life)————Verified
Westmoreland Casualty Insurance Company Ltd.KCaptive / Risk retention group————Verified

Full table for Saint Lucia ↗

Regulatory intelligence: Saint Lucia

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act Cap. 12.08 with the Insurance Companies (Registration) Regulations SI 77/1995 (domestic); International Insurance Act Cap. 12.15 (international insurers, incorporated cell companies and cells); FSRA supervision
Register source
FSRA Saint Lucia: (1) "Insurance Companies - Regulated Entities", "ALL registered Insurance Companies as at July 31, 2025", 25 numbered rows in three table images (Registered_Insurers_as_at_July_31_2025_*.png), https://www.fsrastlucia.org/index.php/insurance-pensions/insurance-companies/regulated-entities; (2) "Association of Underwriters - Regulated Entities" (as at 31 March 2017, 1 entry: Lloyd's Underwriters); (3) "International Insurance - Regulated Entities" (undated: 3 ICCs, 10 incorporated cells, 14 international insurance companies). All retrieved 2026-09-26.
Verification
Verified against the regulator register · FSRA Saint Lucia: (1) "Insurance Companies - Regulated Entities", "ALL registered Insurance Companies as at July 31, 2025", 25 numbered rows in three table images (Registered_Insurers_as_at_July_31_2025_*.png), https://www.fsrastlucia.org/index.php/insurance-pensions/insurance-companies/regulated-entities; (2) "Association of Underwriters - Regulated Entities" (as at 31 March 2017, 1 entry: Lloyd's Underwriters); (3) "International Insurance - Regulated Entities" (undated: 3 ICCs, 10 incorporated cells, 14 international insurance companies). All retrieved 2026-09-26.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act, Cap. 12.08 · Institutional and insurance framework

    Registration of domestic insurers.

  • International Insurance Act, Cap. 12.15 · Insurance framework

    International insurers, incorporated cell companies and cells.

Verification log

Domestic rows are exactly the 25 numbered FSRA rows, with class taken from its "Class of Business" column. Beacon is "General & Long-term" = C. Three companies are under judicial management: British American, CLICO International Life, St. Lucia Motor & General. Lloyd's comes from a separate FSRA page dated 2017. The 27 international rows are exactly the FSRA international list, all coded K: subclass 1 = pure captive, subclass 2 = broad captive. That page is undated and uses licence numbers. An older undated FSRA article ("Inusrance Companies") lists former names (Sun General, United Insurance, Scotia Insurance EC, EC Global, Great Northern); these were not used. Domestic parents are market knowledge, flagged per row.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://north-america.insurers.global/api/v1/countries/saint-lucia.json
curl -s https://north-america.insurers.global/api/v1/countries/saint-lucia/insurers/pages/1.json