Licensed list · North America · Central America & Caribbean · VC

Licensed insurance companies in Saint Vincent and the Grenadines (2026)

VerifiedVerified against the FSA register, checked 8 Sept 2026.

The 24 insurance companies licensed in Saint Vincent and the Grenadines in 2026, as recorded by the St. Vincent and the Grenadines Financial Services Authority (FSA), with the class of business and ownership each one is registered under.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational11 46%
  • Domestic private9 38%
  • Mutual / cooperative3 13%
  • Regional / multilateral1 4%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Saint Vincent and the Grenadines

All 24 entities.

InsurerClassOwnershipGroupVerification
CUNA Caribbean Insurance OECS LimitedLLifeForeign multinationalCUNA CaribbeanVerified
Demerara Mutual Life Assurance Society LimitedLLifeMutual / cooperativeDemerara MutualVerified
GK Insurance Eastern Caribbean LimitedGGeneral (Non-life)Foreign multinationalGraceKennedyVerified
GK Life Insurance Eastern Caribbean LimitedLLifeForeign multinationalGraceKennedyVerified
GTM Fire Insurance Company LimitedGGeneral (Non-life)Mutual / cooperativeGTMVerified
GTM Life Insurance Company LimitedLLifeMutual / cooperativeGTMVerified
Guardian General Insurance LimitedGGeneral (Non-life)Foreign multinationalGuardian GroupVerified
Guardian Life of the Caribbean LimitedLLifeForeign multinationalGuardian GroupVerified
Island Heritage Insurance Company Ltd.GGeneral (Non-life)Foreign multinationalBF&MVerified
Lloyd's of LondonGGeneral (Non-life)Regional / multilateralLloyd'sVerified
M & C General Insurance Company Ltd.GGeneral (Non-life)Foreign multinationalM&C GroupVerified
Pan American Life Insurance Company of the Eastern Caribbean Ltd.LLifeForeign multinationalPan-American LifeVerified
Sagicor Life (Eastern Caribbean) Inc.LLifeForeign multinationalSagicorVerified
The Beacon Insurance Company LimitedGGeneral (Non-life)Foreign multinationalThe Beacon Insurance CompanyVerified
Caribbean Alliance Insurance Company LimitedGGeneral (Non-life)Domestic private—Verified
CG United Insurance LimitedGGeneral (Non-life)Domestic private—Verified
Consumer's Guarantee Insurance Company Ltd. ("CGI")GGeneral (Non-life)Domestic private—Verified
Gulf Insurance LimitedGGeneral (Non-life)Foreign multinational—Verified
Metrocint General Insurance Company LimitedGGeneral (Non-life)Domestic private—Verified
Pavilion Life Insurance CompanyLLifeDomestic private—Verified
Rochester Indemnity Insurance Company LtdGGeneral (Non-life)Domestic private—Verified
St. Hill Insurance Company LimitedGGeneral (Non-life)Domestic private—Verified
St. Vincent Insurances Ltd.GGeneral (Non-life)Domestic private—Verified
West Indian Insurances Ltd. T/A SentryGGeneral (Non-life)Domestic private—Verified

Full table for Saint Vincent and the Grenadines ↗

Regulatory intelligence: Saint Vincent and the Grenadines

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act Cap. 306 (No. 45 of 2003) for domestic insurers; international insurance legislation for international insurers; FSA supervision under the Financial Services Authority Act No. 33 of 2011
Register source
SVG FSA, "List of Insurance Companies, Intermediaries and Pension Fund Plans Operating in St. Vincent and the Grenadines", licensed "for the period January 1 to December 31, 2026", https://fsasvg.com/licensed-insurance-and-pension-plans-2/, retrieved 2026-09-26. No count stated: 14 Motor & General, 7 Long Term, 2 International Insurance Companies, and Lloyd's of London as an Association of Underwriters.
Verification
Verified against the regulator register · SVG FSA, "List of Insurance Companies, Intermediaries and Pension Fund Plans Operating in St. Vincent and the Grenadines", licensed "for the period January 1 to December 31, 2026", https://fsasvg.com/licensed-insurance-and-pension-plans-2/, retrieved 2026-09-26. No count stated: 14 Motor & General, 7 Long Term, 2 International Insurance Companies, and Lloyd's of London as an Association of Underwriters.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act, Cap. 306 (No. 45 of 2003) · Institutional and insurance framework

    Licensing of domestic insurers.

  • Financial Services Authority Act No. 33 of 2011 · Insurance framework

    Establishment of the authority.

Verification log

Rows are exactly the insurers on the 2026 FSA list. Agents, brokers, adjusters, sales representatives and the international intermediaries are excluded. Lloyd's is included as a licensed association of underwriters. Classes follow the register headings. For the two international companies the register says only "Class II", so their classCode is inferred from the name. Parents are market knowledge, flagged per row.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://north-america.insurers.global/api/v1/countries/saint-vincent-and-the-grenadines.json
curl -s https://north-america.insurers.global/api/v1/countries/saint-vincent-and-the-grenadines/insurers/pages/1.json