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Licensed list · North America · Central America & Caribbean · GD

Licensed insurance companies in Grenada (2026)

VerifiedVerified against the GARFIN register, checked 8 Sept 2026.

The 25 insurance companies licensed in Grenada in 2026, as recorded by the Grenada Authority for the Regulation of Financial Institutions (GARFIN), with the class of business and ownership each one is registered under.

25Licensed operators
11Life44% of entities13General (non-life)52% of entities13Cross-border groups11 domestically owned · 1 multilateral

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational13 52%
  • Domestic private8 32%
  • Mutual / cooperative3 12%
  • Regional / multilateral1 4%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Grenada

All 25 entities.

InsurerClassOwnershipGroupVerification
British American Insurance Company LimitedLLifeForeign multinationalCL FinancialVerified
CLICO International Life Insurance LimitedLLifeForeign multinationalCL FinancialVerified
CUNA Caribbean Insurance OECS LimitedLLifeForeign multinationalCUNA CaribbeanVerified
Demerara Mutual Life Assurance Society LimitedLLifeMutual / cooperativeDemerara MutualVerified
GK Life Insurance Eastern Caribbean LimitedLLifeForeign multinationalGraceKennedyVerified
Guardian General Insurance (OECS) LimitedGGeneral (Non-life)Foreign multinationalGuardian GroupVerified
Guardian Life (OECS) LimitedLLifeForeign multinationalGuardian GroupVerified
Island Heritage Insurance Company LimitedGGeneral (Non-life)Foreign multinationalBF&MVerified
Lloyd's UnderwriterGGeneral (Non-life)Regional / multilateralLloyd'sVerified
NAGICO Insurance (Grenada) LimitedGGeneral (Non-life)Foreign multinationalNAGICOVerified
Pan-American Life Insurance Company of the Eastern Caribbean LimitedLLifeForeign multinationalPan-American LifeVerified
Sagicor Life (Eastern Caribbean) Inc.LLifeForeign multinationalSagicorVerified
The Beacon Insurance Company LimitedCCompositeForeign multinationalThe Beacon Insurance CompanyVerified
The Guyana & Trinidad Mutual Fire Insurance Company LimitedGGeneral (Non-life)Mutual / cooperativeGTMVerified
The Guyana & Trinidad Mutual Life Insurance Company LimitedLLifeMutual / cooperativeGTMVerified
Antillean General Insurance Company LimitedGGeneral (Non-life)Domestic private—Verified
Antillean Life Insurance Company LimitedLLifeDomestic private—Verified
C.G.I. Consumers' Guarantee Insurance Company LtdGGeneral (Non-life)Domestic private—Verified
Caribbean Alliance Insurance Company LimitedGGeneral (Non-life)Domestic private—Verified
CG United Insurance LimitedGGeneral (Non-life)Domestic private—Verified
CORP-EFF Insurance Company LimitedLLifeDomestic private—Verified
Eastern Caribbean Insurance LimitedGGeneral (Non-life)Foreign multinational—Verified
Grenadian General Insurance Company LimitedGGeneral (Non-life)Domestic private—Verified
Gulf Insurance LimitedGGeneral (Non-life)Foreign multinational—Verified
Netherlands Insurance Company (WI) LimitedGGeneral (Non-life)Domestic private—Verified

Full table for Grenada ↗

Regulatory intelligence: Grenada

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act CAP 150; GARFIN supervision under the GARFIN Act
Register source
GARFIN, "Insurance Companies" (regulated sectors), https://www.garfin.gd/index.php/regulated-sectors/insurance, retrieved 2026-09-26. States: "As at March 31, 2026 there are twenty-six (26) companies licenced to conduct insurance business in Grenada under the Insurance Act CAP 150": 14 general (incl. 1 composite, 1 association of underwriters) and 12 long term (incl. 1 composite, 2 under judicial management).
Verification
Verified against the regulator register · GARFIN, "Insurance Companies" (regulated sectors), https://www.garfin.gd/index.php/regulated-sectors/insurance, retrieved 2026-09-26. States: "As at March 31, 2026 there are twenty-six (26) companies licenced to conduct insurance business in Grenada under the Insurance Act CAP 150": 14 general (incl. 1 composite, 1 association of underwriters) and 12 long term (incl. 1 composite, 2 under judicial management).

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act, CAP 150 · Institutional and insurance framework

    Licensing and supervision of general and long-term insurers.

Verification log

26 licences = 25 distinct entities: The Beacon Insurance Company Limited is the composite and appears in both sectors, so it is one row with classCode C. Two life companies (British American, CLICO International Life) are under judicial management and write no new business. Grenada has no international insurance register. The lead domain garfin.org is wrong; the site is garfin.gd. Parents are market knowledge, flagged per row.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://north-america.insurers.global/api/v1/countries/grenada.json
curl -s https://north-america.insurers.global/api/v1/countries/grenada/insurers/pages/1.json
  • MCP: connect https://north-america.insurers.global/mcp and call get_country_summary with { "country": "grenada" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+97f331e66662; every response carries version, verified and licence.