Licensed list · North America · Central America & Caribbean · CU

Licensed insurance companies in Cuba (2026)

PartialPartially verified against the SSC register, checked 8 Sept 2026.

The 2 insurance companies licensed in Cuba in 2026, as recorded by the Superintendencia de Seguros (Ministerio de Finanzas y Precios) (SSC), with the class of business and ownership each one is registered under.

2Licensed operators

0Life0% of entities

1General (non-life)50% of entities 0Cross-border groups2 domestically owned

By class of business

C Composite1 50%
G General (Non-life)1 50%

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

State-owned / parastatal2 100%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Cuba

All 2 entities.

Insurer	Class	Ownership	Group	Verification
Empresa de Seguros Nacionales	CComposite	State-owned / parastatal	Government of Cuba	Partial
Seguros Internacionales de Cuba, S.A.	GGeneral (Non-life)	State-owned / parastatal	Government of Cuba	Partial

Full table for Cuba ↗

Regulatory intelligence: Cuba

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor: Superintendencia de Seguros (Ministerio de Finanzas y Precios) SSC
Regime: Decreto-Ley No. 177 of 1997 on insurance and insurance entities; Superintendencia de Seguros supervision
Register source: Ministerio de Finanzas y Precios, "Superintendencia seguros", https://www.mfp.gob.cu/nosotros/seguros.php, retrieved 2026-09-26 (functions and DL 177; names no entities; says the Superintendencia keeps the registry of insurance entities); MFP, "Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL. S.A" (July 2021), https://www.mfp.gob.cu/noticia/673, retrieved 2026-09-26 — names ESEN and ESICUBA as the group's insurers; EcuRed, "Superintendencia de Seguros de Cuba", https://www.ecured.cu/Superintendencia_de_Seguros_de_Cuba, retrieved 2026-09-26 — names three direct insurers (ESICUBA, ESEN, Aseguradora del Turismo La Isla S.A.).
Verification: Partially verified against the regulator register · Ministerio de Finanzas y Precios, "Superintendencia seguros", https://www.mfp.gob.cu/nosotros/seguros.php, retrieved 2026-09-26 (functions and DL 177; names no entities; says the Superintendencia keeps the registry of insurance entities); MFP, "Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL. S.A" (July 2021), https://www.mfp.gob.cu/noticia/673, retrieved 2026-09-26 — names ESEN and ESICUBA as the group's insurers; EcuRed, "Superintendencia de Seguros de Cuba", https://www.ecured.cu/Superintendencia_de_Seguros_de_Cuba, retrieved 2026-09-26 — names three direct insurers (ESICUBA, ESEN, Aseguradora del Turismo La Isla S.A.).
Profile: Superintendencia de Seguros — mandate, law and metrics

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

Decreto-Ley No. 177 (1997) · Institutional and insurance framework
Ordering of insurance and insurance entities; licensing and inspection by the Superintendencia.

Verification log

Two insurers. Aseguradora del Turismo La Isla S.A. is excluded: it operated from 1996 and was liquidated in 2003, with ESICUBA assuming its obligations (EcuRed / search sources). Intermar S.A., Asistur, Rado y Asociados and Conavana S.A. are auxiliary, assistance, consulting or appraisal entities, not insurers, and are excluded, as are brokers. No separate Cuban reinsurer was found; ESICUBA writes reinsurance. No private, cooperative or foreign insurer authorisation was found. Coverage likely complete for direct insurers, but no official register was retrieved.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://north-america.insurers.global/api/v1/countries/cuba.json
curl -s https://north-america.insurers.global/api/v1/countries/cuba/insurers/pages/1.json

MCP: connect https://north-america.insurers.global/mcp and call get_country_summary with { "country": "cuba" }, or list_insurers with country, limit and offset for paged rows.
OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
Dataset version 2026-09-08+97f331e66662; every response carries version, verified and licence.

Snapshot