United States · United States · class M

Microinsurer insurance companies in United States

16 licensed microinsurer insurers, 1% of the 3033 insurance entities supervised by the State insurance departments (50 states + DC + territories), coordinated through the NAIC; Federal Insurance Office (Treasury) monitors. Low-premium covers for low-income households and small businesses.

CompanyClassParent / groupOwnershipRegulatorVerification
Anza Mortgage Insurance Corporation
NAIC 10287; TDI licence 94651; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1996/08/26
MMicroinsurerNAIC group 5105Domestic privateNAIC / state DOIsPartial
Arch Mortgage Assurance Company
NAIC 29114; TDI licence 93810; domicile WI (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1982/02/22
MMicroinsurerNAIC group 1279Domestic privateNAIC / state DOIsPartial
Arch Mortgage Guaranty Company
NAIC 18732; TDI licence 18650; domicile WI (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1972/01/03
MMicroinsurerNAIC group 1279Domestic privateNAIC / state DOIsPartial
Arch Mortgage Insurance Company
NAIC 40266; TDI licence 93740; domicile WI (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1981/10/16
MMicroinsurerNAIC group 1279Domestic privateNAIC / state DOIsPartial
Enact Mortgage Insurance Corporation
NAIC 38458; TDI licence 93655; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1981/03/26
MMicroinsurerNAIC group 4011Domestic privateNAIC / state DOIsPartial
Enact Mortgage Insurance Corporation of North Carolina
NAIC 16675; TDI licence 4190; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1971/05/13
MMicroinsurerNAIC group 4011Domestic privateNAIC / state DOIsPartial
ESSENT GUARANTY, INC.
NAIC 13634; TDI licence 96402; domicile PA (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 2009/12/30
MMicroinsurerNAIC group 4694Domestic privateNAIC / state DOIsPartial
MGIC Indemnity Corporation
NAIC 18740; TDI licence 56500; domicile WI (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1971/10/01
MMicroinsurerNAIC group 0105Domestic privateNAIC / state DOIsPartial
Mortgage Guaranty Insurance Corporation
NAIC 29858; TDI licence 93520; domicile WI (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1980/05/02
MMicroinsurerNAIC group 0105Domestic privateNAIC / state DOIsPartial
National Mortgage Insurance Corporation
NAIC 13695; TDI licence 13764653; domicile WI (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 2013/01/11
MMicroinsurerNAIC group 4760Domestic privateNAIC / state DOIsPartial
PMI MORTGAGE INSURANCE CO.
NAIC 27251; TDI licence 64050; domicile AZ (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1974/09/13
MMicroinsurerNo NAIC group code (standalone)Domestic privateNAIC / state DOIsPartial
Poseidon Structured Mortgage Insurance Company
NAIC 13694; TDI licence 13765149; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 2016/02/01
MMicroinsurerNAIC group 4988Domestic privateNAIC / state DOIsPartial
Radian Guaranty Inc.
NAIC 33790; TDI licence 19165; domicile PA (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1978/04/14
MMicroinsurerNAIC group 0766Domestic privateNAIC / state DOIsPartial
Radian Mortgage Assurance Inc.
NAIC 30872; TDI licence 93403; domicile PA (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1978/10/30
MMicroinsurerNAIC group 0766Domestic privateNAIC / state DOIsPartial
TRIAD GUARANTY INSURANCE CORPORATION
NAIC 24350; TDI licence 5646; domicile IL (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1991/10/29
MMicroinsurerNAIC group 0421Domestic privateNAIC / state DOIsPartial
United Guaranty Residential Insurance Company
NAIC 15873; TDI licence 93495; domicile NC (foreign to Texas); type: Mortgage Guaranty; structure: Stockholder; licensed 1979/12/19
MMicroinsurerNAIC group 1279Domestic privateNAIC / state DOIsPartial

About microinsurer insurers in United States

How many microinsurer insurers are licensed in United States?

16 of the 3033 licensed insurance entities in United States are classified as microinsurer (1%), according to the NAIC / state DOIs register as reflected in this directory (partially verified - texas department of insurance licence exports and the vermont captive register; other state registers not fetched).

Who regulates microinsurer insurers in United States?

State insurance departments (50 states + DC + territories), coordinated through the NAIC; Federal Insurance Office (Treasury) monitors (NAIC / state DOIs), under ~5,900 licensed insurers (NAIC); Vermont largest captive domicile (~660), followed by Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee, Arizona. Official website: https://naic.org.

Are the microinsurer insurers in United States locally or foreign owned?

0 of 16 belong to regional or foreign multinational groups, 0 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/united-states.json (filter by class = "microinsurer"). Licence CC BY 4.0, attribute KAFS North America.