{
  "dataset": "Insurers Global — North America Insurance Companies Directory",
  "version": "2026-09-08+91e10051a623",
  "verified": "2026-09-08",
  "licence": "CC BY 4.0 — attribute KAFS North America (Kenbright Actuarial and Financial Services North America), https://insurers.global",
  "count": 5,
  "data": [
    {
      "slug": "bermuda",
      "name": "Bermuda",
      "workbookName": "Bermuda",
      "continent": "north-america",
      "iso2": "BM",
      "iso3": "BMU",
      "isoNum": "060",
      "composite": null,
      "region": "bermuda",
      "regulator": {
        "name": "Bermuda Monetary Authority",
        "acronym": "BMA",
        "website": "https://bma.bm",
        "regime": "~1,100 registered insurers: Class 4 (~45), Class 3A/3B (~150), long-term Classes C-E (~150), captives Classes 1-3/A-B (~650), SPIs and collateralised insurers (~170)",
        "registerSource": "ABIR 2026 member list (abir.bm, updated 31 Aug 2026) cross-checked with BMA registration notices; Class 4 = BMA commercial (re)insurer class with US$100m capital floor"
      },
      "currency": "BMD",
      "total": 49,
      "byClass": {
        "reinsurer": 49
      },
      "byGroupType": {
        "foreign-multinational": 48,
        "mutual-cooperative": 1
      },
      "verification": {
        "level": "partial",
        "status": "Partially verified - ABIR 2026 membership cross-checked with BMA notices; captives and special purpose insurers not itemised",
        "source": "ABIR 2026 member list (abir.bm, updated 31 Aug 2026) cross-checked with BMA registration notices; Class 4 = BMA commercial (re)insurer class with US$100m capital floor",
        "corrections": "34 ABIR carrier members mapped to their Bermuda operating (re)insurers; Class 4 flagged where the BMA class is known; captives (Classes 1-3, A-B) and SPIs not itemised - BMA register is a search database"
      },
      "marketNotes": [],
      "url": "https://north-america.insurers.global/countries/bermuda/",
      "api": "https://north-america.insurers.global/api/v1/countries/bermuda.json"
    },
    {
      "slug": "canada",
      "name": "Canada",
      "workbookName": "Canada",
      "continent": "north-america",
      "iso2": "CA",
      "iso3": "CAN",
      "isoNum": "124",
      "composite": null,
      "region": "canada",
      "regulator": {
        "name": "Office of the Superintendent of Financial Institutions (federal); AMF Quebec, FSRA Ontario, BCFSA and other provincial regulators for provincially incorporated insurers",
        "acronym": "OSFI / provincial",
        "website": "https://osfi-bsif.gc.ca",
        "regime": "~200 federally regulated insurers; provincially incorporated insurers (Desjardins/Beneva, iA, Gore Mutual, most farm mutuals) are outside OSFI",
        "registerSource": "OSFI 'Who we regulate' open-data CSV, updated 3 Sep 2026 (open.canada.ca)"
      },
      "currency": "CAD",
      "total": 198,
      "byClass": {
        "funeral-assistance": 8,
        "general-non-life": 132,
        "life": 55,
        "microinsurer": 3
      },
      "byGroupType": {
        "mutual-cooperative": 14,
        "foreign-multinational": 94,
        "domestic-private": 90
      },
      "verification": {
        "level": "verified",
        "status": "Verified - full register",
        "source": "OSFI 'Who we regulate' open-data CSV, updated 3 Sep 2026 (open.canada.ca)",
        "corrections": "All federally regulated insurers, reinsurer branches, mortgage insurers and fraternals; banks, trusts and loan companies excluded from the same file. Provincially incorporated insurers (Quebec AMF, Ontario FSRA, BC) not itemised"
      },
      "marketNotes": [],
      "url": "https://north-america.insurers.global/countries/canada/",
      "api": "https://north-america.insurers.global/api/v1/countries/canada.json"
    },
    {
      "slug": "central-america-and-caribbean",
      "name": "Central America and the Caribbean",
      "workbookName": "Central America & Caribbean (selected)",
      "continent": "north-america",
      "iso2": null,
      "iso3": null,
      "isoNum": null,
      "composite": [
        "GT",
        "SV",
        "HN",
        "NI",
        "CR",
        "PA",
        "DO",
        "JM",
        "TT",
        "BB"
      ],
      "region": "central-america-and-caribbean",
      "regulator": {
        "name": "National superintendencies of Central America and the Caribbean (SUGESE Costa Rica, SIB Guatemala, CNBS Honduras, SSF El Salvador, SIBOIF Nicaragua, SSRP Panama, SIS Dominican Republic, CBTT Trinidad and Tobago among them); Bermuda Monetary Authority; Cayman Islands Monetary Authority",
        "acronym": "National supervisors",
        "website": null,
        "regime": "Bermuda (~1,100 insurers) and Cayman (~650 captives) are the region's reinsurance and captive hubs",
        "registerSource": "Selected principal groups only; Bermuda (BMA) and Cayman (CIMA) registers not itemised"
      },
      "currency": "Various",
      "total": 15,
      "byClass": {
        "composite": 12,
        "health-medical": 1,
        "life": 2
      },
      "byGroupType": {
        "domestic-private": 11,
        "state-owned-parastatal": 1,
        "foreign-multinational": 2,
        "mutual-cooperative": 1
      },
      "verification": {
        "level": "unverified",
        "status": "NOT verified - knowledge",
        "source": "Selected principal groups only; Bermuda (BMA) and Cayman (CIMA) registers not itemised",
        "corrections": "Bermuda and Cayman would add ~1,700 verified rows if their registers are exported"
      },
      "marketNotes": [],
      "url": "https://north-america.insurers.global/countries/central-america-and-caribbean/",
      "api": "https://north-america.insurers.global/api/v1/countries/central-america-and-caribbean.json"
    },
    {
      "slug": "mexico",
      "name": "Mexico",
      "workbookName": "Mexico",
      "continent": "north-america",
      "iso2": "MX",
      "iso3": "MEX",
      "isoNum": "484",
      "composite": null,
      "region": "mexico",
      "regulator": {
        "name": "Comision Nacional de Seguros y Fianzas",
        "acronym": "CNSF",
        "website": "https://gob.mx/cnsf",
        "regime": "~110 insurers and ~15 surety companies (afianzadoras); Patria Re the only domestic reinsurer",
        "registerSource": "AMIS directorio de aseguradoras asociadas (sitio.amis.com.mx, updated 1 Jul 2026) - 81 member institutions incl. reinsurer representative offices; AMIS members write ~99% of Mexican premium"
      },
      "currency": "MXN",
      "total": 100,
      "byClass": {
        "composite": 6,
        "general-non-life": 42,
        "health-medical": 8,
        "life": 20,
        "reinsurer": 9,
        "specialty-credit-captive": 15
      },
      "byGroupType": {
        "foreign-multinational": 54,
        "domestic-private": 42,
        "state-owned-parastatal": 2,
        "regional-multilateral": 1,
        "mutual-cooperative": 1
      },
      "verification": {
        "level": "verified",
        "status": "Verified - industry directory",
        "source": "AMIS directorio de aseguradoras asociadas (sitio.amis.com.mx, updated 1 Jul 2026) - 81 member institutions incl. reinsurer representative offices; AMIS members write ~99% of Mexican premium",
        "corrections": "81 AMIS members (99% of premium) plus 16 CNSF-padron surety, credit, title and non-member carriers; CNSF padron itself blocked to automated fetch (datos.gob.mx bot detection)"
      },
      "marketNotes": [],
      "url": "https://north-america.insurers.global/countries/mexico/",
      "api": "https://north-america.insurers.global/api/v1/countries/mexico.json"
    },
    {
      "slug": "united-states",
      "name": "United States",
      "workbookName": "United States",
      "continent": "north-america",
      "iso2": "US",
      "iso3": "USA",
      "isoNum": "840",
      "composite": null,
      "region": "united-states",
      "regulator": {
        "name": "State insurance departments (50 states + DC + territories), coordinated through the NAIC; Federal Insurance Office (Treasury) monitors",
        "acronym": "NAIC / state DOIs",
        "website": "https://naic.org",
        "regime": "~5,900 licensed insurers (NAIC); Vermont largest captive domicile (~660), followed by Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee, Arizona",
        "registerSource": "Texas Department of Insurance, TDI Reports Application exports run 8 Sep 2026 (authorized insurers, foreign RRGs, registered reinsurers, eligible Lloyd's syndicates) - user-supplied; Vermont DFR Licensed Captive Insurance Companies as of 30 Jun 2026 (dfr.vermont.gov); Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee, Arizona, Nevada, Montana"
      },
      "currency": "USD",
      "total": 3033,
      "byClass": {
        "funeral-assistance": 33,
        "general-non-life": 1303,
        "health-medical": 116,
        "captive-risk-retention-group": 842,
        "life": 526,
        "microinsurer": 16,
        "reinsurer": 161,
        "specialty-credit-captive": 36
      },
      "byGroupType": {
        "mutual-cooperative": 192,
        "domestic-private": 1776,
        "foreign-multinational": 111,
        "state-owned-parastatal": 7,
        "regional-multilateral": 106,
        "corporate-parent-captive": 841
      },
      "verification": {
        "level": "partial",
        "status": "Partially verified - Texas Department of Insurance licence exports and the Vermont captive register; other state registers not fetched",
        "source": "Texas Department of Insurance, TDI Reports Application exports run 8 Sep 2026 (authorized insurers, foreign RRGs, registered reinsurers, eligible Lloyd's syndicates) - user-supplied; Vermont DFR Licensed Captive Insurance Companies as of 30 Jun 2026 (dfr.vermont.gov); Utah, Delaware, North Carolina, South Carolina, Hawaii, Tennessee, Arizona, Nevada, Montana",
        "corrections": "2323 rows; 508 Texas-domestic, ~1,780 foreign (other US states) and 14 alien insurers; class derived from TDI company type and licensed lines; NAIC group given as code (names not in export). Knowledge rows for US carriers removed 660 licensed captives, RRGs, sponsored cells and special-purpose life reinsurers with licence numbers; type inferred from name Each publishes a captive list; not fetched in this pass"
      },
      "marketNotes": [],
      "url": "https://north-america.insurers.global/countries/united-states/",
      "api": "https://north-america.insurers.global/api/v1/countries/united-states.json"
    }
  ]
}